Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Canadian regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Canadian identity-verification flow:

- **FINTRAC (Financial Transactions and Reports Analysis Centre of Canada)** — administers the **Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)** and sets the **credit-bureau dual-process method** that non-face-to-face identity verification must follow.
- **OSFI (Office of the Superintendent of Financial Institutions)** — prudential supervisor for federally-regulated banks and insurers; B-10 Outsourcing and E-21 Operational Risk apply to identity-verification vendors.
- **CSA + provincial securities commissions (OSC, AMF, BCSC, ASC, etc.)** — set **National Instrument 31-103** KYC requirements for registered dealers and advisers.
- **Office of the Privacy Commissioner (OPC)** — administers **PIPEDA** (the federal private-sector privacy law); provincial laws apply in BC, Alberta, and Quebec (Law 25).

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit run the FINTRAC-compliant Credit Bureau dual-process method?

Accepted Answer

**Yes — via the `can_credit_bureau_fintrac` Database Validation service** (`POST /v3/database-validation/` with `services=can_credit_bureau_fintrac`).

- **Source:** aggregated Canadian credit-header data (FINTRAC-compliant).
- **Price:** `$2.10 per successful query`.
- **Required inputs:** `first_name`, `last_name`, `address`, `date_of_birth`.
- **Consent:** Required.
- **Coverage:** ~85% of the adult population.
- **Workflow:** combine the Credit Bureau cross-check with one government-issued document (Canadian Passport, provincial Driver's Licence, PR Card) on the same session — that satisfies the **PCMLTFA non-face-to-face dual-process method**.

A second non-FINTRAC variant (`can_credit_bureau_2_non_fintrac`, `$1.05`) returns extra fraud flags without the FINTRAC compliance restriction — handy for risk-only checks where you do not need to satisfy the PCMLTFA standard.

Question 6

Does Didit work in Quebec under Law 25?

Accepted Answer

**Yes.** Quebec's **Law 25** (formerly Bill 64) updated the Act respecting the protection of personal information in the private sector with explicit data-protection officer, privacy-impact-assessment, and cross-border-transfer obligations.

Didit covers Quebec users with the same workflow as the rest of Canada:

- The hosted UI ships in **Canadian French** alongside Canadian English — auto-detected from the user's browser / device locale.
- Identity Document Verification recognises the **Quebec SAAQ Driver's Licence** and the Quebec health card (RAMQ — accepted where rules allow).
- The Data Processing Addendum and SOC 2 Type 1 + ISO/IEC 27001 evidence pack satisfy the cross-border-transfer + privacy-impact-assessment obligations Law 25 expects.
- Quebec users land in the French flow by default; the admin console can be set independently to whichever language your compliance team prefers.

Question 7

How long does it take to integrate Didit in Canada?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + Credit Bureau (FINTRAC) — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Canada stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Canadian users?

Accepted Answer

**Canadian English and Canadian French — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Canadian users land on the English flow by default, with Quebec users landing on the French flow when their device locale signals it.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Canada verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check (all 13 provincial / territorial Driver's Licence templates).
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check (Government of Canada consolidated sanctions included). Ongoing AML — `$0.07 per user / year`.
- **`can_consumer`** — `$0.05`. **`can_residential`** — `$0.19`. **`can_phone`** — `$0.36`.
- **`can_credit_bureau_2_non_fintrac`** — `$1.05`. **`can_credit_bureau_fintrac`** — `$2.10`.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Canada surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Canada

How identity verification works in Canada.

Who supervises identity verification in Canada.

FINTRAC

OSFI

CSA + Provincial Securities Commissions

OPC

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the Canadian Credit Bureau.

Every Canada document Didit accepts.

Civil-registry and AML coverage for Canada.

Canada Credit Bureau (FINTRAC)

Canada Credit Bureau 2 (Non-FINTRAC)

Canada Residential

Canada Consumer

Canada Phone

AML lists screened in Canada

Open a new country in one click. We do the hard work.

Common questions about Canada.

Countries in North America

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Canada