Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Chilean regulator covers identity verification on a digital onboarding?

Accepted Answer

Three sit on top of every Chilean identity-verification flow:

- **Comisión para el Mercado Financiero (CMF)** — unified financial supervisor (since the 2019 merger of SBIF + SVS) for banks, payment institutions, broker-dealers and insurance entities. Sets remote-onboarding rules under **Normas 80, 380 and 502** and the **Ley 21.521 Fintech** registration framework.
- **Unidad de Análisis Financiero (UAF)** — Chile's Financial Intelligence Unit. Receives Reportes de Operación Sospechosa under **Ley 19.913** and **Ley 20.393**.
- **Data Protection Authority** created under **Ley 21.719 (2024 reform)** — brings Chile in line with EU GDPR principles for consent, retention and cross-border transfer. Governs every identity verification on Chilean residents.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all three at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Chilean identities against the Servicio de Registro Civil?

Accepted Answer

**Yes — via the `chl_rut` Database Validation service** (`POST /v3/database-validation/` with `services=chl_rut`).

- **Source:** Servicio de Registro Civil e Identificación — the authoritative Chilean civil registry.
- **Price:** `$0.20 per successful query` — the cheapest authoritative-source check in LATAM.
- **Required inputs:** `personal_number` (the RUT, 8-12 digits + verification digit).
- **Returns:** `identification_number`, `first_name`, `last_name`, `date_of_birth`.
- **Consent:** Not required.

A complementary **`chl_residential`** address-cross-check service (`$1.42`, ~25% coverage) is also available. Both are documented at `docs.didit.me/api-reference/database-validation/chile/`.

Question 6

Is Didit suitable for Ley 21.521 Fintech registration in Chile?

Accepted Answer

**Yes.** Chile's **Ley 21.521 Fintech** (in force from February 2023) requires every payment-initiation service, account-information service, crowdfunding platform, alternative-trading system and crypto-asset intermediary to register with the CMF and run remote KYC + AML on every customer.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Active Liveness** + **Face Match 1:1** for the tier-1 onboarding check.
- **`chl_rut`** Database Validation against the Servicio de Registro Civil — the authoritative-source check CMF expects.
- **AML Screening** ($0.20 per check) against the global pool plus Chilean regulatory watchlists (CMF Sanctions, UAF Enforceable Sanctions, Superintendencia de Pensiones).
- **Wallet Screening (KYT)** at $0.15 per check for crypto-asset intermediaries.
- **Ongoing AML monitoring** ($0.07 per user / year) for the periodic-review obligation.

Question 7

How long does it take to integrate Didit in Chile?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + Registro Civil RUT cross-check — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Chile stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Chilean users?

Accepted Answer

**Chilean Spanish — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Chilean users land on the Spanish flow by default. English is also live on the same flow for cross-border or expat users.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Chile verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`chl_rut`** (Registro Civil) — `$0.20` per successful query.
- **`chl_residential`** — `$1.42` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Chile surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Chile

How identity verification works in Chile.

Who supervises identity verification in Chile.

CMF

Banco Central de Chile

UAF

SII

DPA

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the Registro Civil.

Every Chile document Didit accepts.

Civil-registry and AML coverage for Chile.

Chile — RUT verification

Chile Residential

AML lists screened in Chile

Open a new country in one click. We do the hard work.

Common questions about Chile.

Countries in Latin America

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Chile