Identity verification
built for Germany 
Personalausweis with the eID chip, e-Passport, EU residence permit and Führerschein on one session, cross-checked against German credit-bureau and address records — $0.33 full KYC, 500 free every month.
Trusted by 2,000+ organizations worldwide.
How identity verification works in Germany.
- Fraud landscape
- Three pressures shape German identity fraud: deepfake and synthetic-ID attacks on neobank, broker, and crypto-custody onboarding under MaRisk; Personalausweis and Führerschein document forgery; and high-velocity SEPA Instant fraud rings exploiting the new EU Instant Payments Regulation. Didit scores 200+ real-time fraud signals on every session — face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Geldwäschegesetz (GwG)
- BaFin MaRisk
- AMLD6
- MiCA
- DORA
- GDPR / BDSG
- eIDAS 2.0
- EU Instant Payments Regulation
Who supervises identity verification in Germany.
BaFin
Bundesanstalt für Finanzdienstleistungsaufsicht — federal financial supervisor for banks, payment institutions, e-money institutions, broker-dealers, and crypto-asset service providers. Sets MaRisk and GwG remote-onboarding rules.
BfDI
Bundesbeauftragte für den Datenschutz und die Informationsfreiheit — federal data-protection commissioner. Coordinates with 16 state DPAs to enforce GDPR and the BDSG.
FIU Deutschland
Zentralstelle für Finanztransaktionsuntersuchungen — Germany's Financial Intelligence Unit. Receives Geldwäscheverdachtsmeldungen (Suspicious Activity Reports) under the Geldwäschegesetz.
Bundeskartellamt
Federal Cartel Office — competition authority. Enforces digital-market rules under the GWB and contributes to KYB beneficial-ownership transparency.
Finanzamt
Federal and state tax authorities. Maintain the Steuer-Identifikationsnummer used in KYB lookups across the Handelsregister and Transparenzregister.
Four modules. One verification.
Capture and read the ID.
Captured on any phone — auto-classified, OCR-parsed, and template-verified.
- Personalausweis (with the eID chip read on the same flow), Reisepass (chip read on e-Passports), Aufenthaltstitel for non-EU residents, and Führerschein.
- Every EU/EEA national identity card is accepted on the same session under EU Regulation 2019/1157 and AMLD6 mutual recognition.
- Returns the name, ID number, date of birth, place of issue, and expiry.
- Personalausweis with eID chip read
- Reisepass — chip read on e-Passport
- Aufenthaltstitel · Führerschein · EU/EEA IDs
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows — user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists — plus German watchlists:
- Federal Ministry of the Interior Germany — Bans on Associations (Sanctions) — domestic organization bans with criminal and financial-sanction effect.
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) — Administrative sanctions and warnings — BaFin enforcement orders against regulated financial-market participants.
- Zentralstelle für Finanztransaktionsuntersuchungen (FIU Deutschland) — German Financial Intelligence Unit suspicious-transaction reports and typology bulletins.
- Unternehmensverzeichnis für Deutschland (SIE register) — state-invested and government-affiliated enterprise register.
- Bundestag (PEP Level 1) and Bundesrat members — members of the federal lower and upper chambers.
- Federal and state government PEPs — city, Länder, and federal scope — senior officials at every tier of German public administration.
- Transparenzregister — beneficial-ownership register — maintained by the Bundesanzeiger Verlag under the GwG transparency requirements.
- Deutsche Bundesbank — enforcement notices and regulatory-sanction register — Bundesbank supervisory decisions and financial-sector sanctions.
- Hits are scored by severity — a Bundestag member surfaces as PEP Level 1, a Federal Ministry director as PEP Level 2, BaFin sanctions as critical.
- Turn on ongoing monitoring ($0.07 per user / year) and Didit re-checks every customer daily, firing a webhook the moment a new hit appears.
Screen for sanctions, PEPs, and adverse media — see the docs for the full module surface.
Cross-check against German credit-bureau and address records.
Cross-checked against the authoritative civil registry.
- The Credit Bureau check (
deu_credit_bureau, ~80% coverage) is the BaFin-grade authoritative-source check — requires user consent. - Residential (
deu_residential, >70%) and Utility (deu_utility, ~40%) combine consumer, telephone, postal and utility records for address confirmation — no consent required. - Phone (
deu_phone, ~50%) and Phone 2 (deu_phone_2, >75%) match the user's mobile-network-operator data to the captured identity. - Run the cheap Consumer lookup (
deu_consumer, $0.08) as a first-pass gate, escalate to the credit-bureau check only when needed.
Cross-check against German credit-bureau and address records — see the docs for the full module surface.
Every Germany document Didit accepts.
Civil-registry and AML coverage for Germany.
Germany — Consumer
Source: Lead-generation database (consumer records). $0.08 per successful query. Coverage ~10% of adult population.
Germany — Credit Bureau
Source: Credit Bureau (Credit Header data). $0.84 per successful query. End-user consent required. Coverage ~80% of adult population.
Germany — Residential
Source: Combined consumer, telephone, and postal records. $0.61 per successful query. Coverage >70% of adult population.
Germany — Utility
Source: Consumer, telephone and utility records. $0.84 per successful query. Coverage ~40% of adult population.
Germany — Phone
Source: Telco billing records and phone data. $0.30 per successful query. Coverage ~50% of phone lines.
Germany — Phone 2 (MNO lookup)
Source: Mobile network operators phone data. $0.59 per successful query. Coverage >75% of mobile lines.
AML lists screened in Germany
1,300+ sanctions, Politically Exposed Persons (PEP), and adverse-media lists, plus the country's regulatory watchlists and PEP registries.
Open a new country in one click. We do the hard work.
Common questions about Germany.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.