Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Ghanaian regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Ghanaian identity-verification flow:

- **Bank of Ghana (BoG)** — sets remote-onboarding requirements for banks, payment service providers, and electronic-money issuers under the **Payment Systems and Services Act 987/2019**.
- **Securities and Exchange Commission (SEC Ghana)** — capital-markets supervisor for licensed brokers, fund managers, and investment advisors.
- **Financial Intelligence Centre (FIC)** — Ghana's Financial Intelligence Unit. Administers the **Anti-Money Laundering Act 1044/2020** and receives Suspicious Transaction Reports.
- **Data Protection Commission (DPC)** — enforces the **Data Protection Act 843/2012**. Governs how the verification data is captured, stored, and disclosed.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Which Ghanaian watchlists does the AML stage screen against?

Accepted Answer

Every named Ghanaian regulatory body + adverse-media signal, on top of the global pool of 1,300+ sanctions, Politically Exposed Persons (PEP), and adverse-media sources:

- **Bank of Ghana** (PEP Level 3).
- **Ghana Police Service** and **Office of the Attorney General** (PEP Level 2).
- **Ghana Maritime Authority**, **Ghana Railway Corporation**, **New Patriotic Party (NPP)** (PEP Level 1-2).
- **National Pensions Regulatory Authority (NPRA)** (PEP Level 3).
- **Accra Metropolitan Assembly** (PEP Level 4).
- **Registrar's General Department** — Warnings.

The full list is documented at `docs.didit.me/core-technology/aml-screening/watchlist-database-aml-screening`. Turn on ongoing monitoring ($0.07 per user / year) for the periodic-review obligation FIC expects.

Question 6

Does Didit cross-check Ghana Card data against the National Identification Authority?

Accepted Answer

**Not as a Database Validation service today.** The Ghana Card is read end-to-end on the hosted flow (full OCR of the GhanaCard Personal Identification Number, name, date of birth, place of issue, expiry, and template authenticity check), and the AML stage screens the user against every named Ghanaian regulatory watchlist.

For higher-assurance Ghanaian flows, pair the ID + Biometric + AML stages with **Ongoing AML Monitoring** ($0.07 per user / year) and the visual workflow builder so the full session — including every signal and the tamper-evident audit log — lands in one JSON report.

A new Database Validation provider ships every month; the National Identification Authority surface is on the upcoming list.

Question 7

How long does it take to integrate Didit in Ghana?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Ghana stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Ghanaian users?

Accepted Answer

**English — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Ghanaian users land on the English flow by default.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Ghana verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Ghana surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Ghana

How identity verification works in Ghana.

Who supervises identity verification in Ghana.

BoG

SEC Ghana

FIC

DPC

NIA

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Bind every check to one audited session.

Every Ghana document Didit accepts.

Civil-registry and AML coverage for Ghana.

AML lists screened in Ghana

Open a new country in one click. We do the hard work.

Common questions about Ghana.

Countries in Middle East & Africa

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Ghana