Question 1

What is Didit?

Accepted Answer

Didit is **infrastructure for identity and fraud** — the platform we wished existed when we were building products ourselves: **open, flexible, and developer-friendly**, so it works as a real part of your stack instead of a black box you integrate around.

One API covers verifying people (**KYC**, *know your customer*), verifying businesses (**KYB**, *know your business*), screening crypto wallets (**KYT**, *know your transaction*), and monitoring transactions in real time — on a stack built to be:

- **Fast** — sub-2-second p99 on every session
- **Reliable** — in production with **1,500+ companies** across **220+ countries**
- **Secure** — SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person

The footprint underneath: **14,000+ document types** in **48+ languages**, **1,000+ data sources**, and **200+ fraud signals** on every session. The Didit infrastructure dynamically learns from every session and gets better every day.

Question 2

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 3

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 4

Which regulators govern identity verification for digital onboarding in Jamaica?

Accepted Answer

Five authorities sit on top of every Jamaican identity-verification flow:

- **Bank of Jamaica (BOJ)** — central bank and prudential supervisor for commercial banks, cambios, and money-services businesses. Sets KYC and AML onboarding requirements under the **Proceeds of Crime Act 2007 (POCA)** and the **Bank of Jamaica (Amendments) Act 2022**.
- **Financial Investigations Division (FID)** — Jamaica's Financial Intelligence Unit. Receives suspicious-transaction reports under POCA 2007.
- **Financial Services Commission (FSC)** — supervises securities dealers, insurance companies, and collective-investment schemes.
- **Caribbean Financial Action Task Force (CFATF)** — the FATF-style regional body. Jamaica is subject to mutual evaluation and follow-up.
- **Jamaica Constabulary Force (JCF)** — national police service maintaining the enforcement watchlist relevant to KYC fraud-prevention flows.

Didit ships the hosted flow + audit log + watchlist coverage to satisfy all five at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Is Didit ready for BOJ-supervised KYC under the Proceeds of Crime Act 2007?

Accepted Answer

**Yes.** The **Proceeds of Crime Act 2007 (POCA, as amended 2022)** and the **Bank of Jamaica (Amendments) Act 2022** require every BOJ-supervised institution — commercial bank, cambio, money-services business — to verify customer identity and screen for AML risk before onboarding.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Passive Liveness** + **Face Match 1:1** for the tier-1 onboarding check.
- **AML Screening** ($0.20 per check) against the global pool plus Jamaican watchlists — JCF enforcement list, FID suspicious-entity list, FSC warnings, BOJ sanctions.
- **Ongoing AML monitoring** ($0.07 per user / year) for the POCA 2007 periodic-review obligation.

Question 6

Does Didit screen against the Jamaica Constabulary Force watchlist?

Accepted Answer

**Yes — the Jamaica Constabulary Force (JCF) missing-persons and enforcement warnings list is included in every AML screening check.** It is one of 1,300+ global sources screened in real time when you call `POST /v3/session/` with the AML module enabled.

The JCF list is especially relevant for iGaming, fintech, and money-services operators in Jamaica — it captures individuals subject to active law-enforcement action. Hits are severity-scored and ongoing monitoring ($0.07/user/yr) re-checks daily.

Question 7

How long does it take to integrate Didit for Jamaica?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Passive Liveness + Face Match + AML — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Jamaica stack at zero cost before flipping production traffic.

Question 8

What does the Jamaica verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier.

Identity verification
built for Jamaica

How identity verification works in Jamaica.

Who supervises identity verification in Jamaica.

BOJ

FID

FSC

CFATF

JCF

Four modules. One verification.

Capture and read the NIDS Card, Passport, or Voter ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Database validation against NIRA and EOJ.

Every Jamaica document Didit accepts.

Civil-registry and AML coverage for Jamaica.

AML lists screened in Jamaica

Open a new country in one click. We do the hard work.

Common questions about Jamaica.

Countries in Latin America

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Jamaica