Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Moroccan regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Moroccan identity-verification flow:

- **Bank Al-Maghrib (BAM)** — central bank and prudential supervisor for banks, payment institutions, and mobile-money operators under **Law 103-12 (Banking Law)**.
- **Autorité Marocaine du Marché des Capitaux (AMMC)** — securities and capital-markets supervisor. Publishes the AMMC Warnings register.
- **Unité de Traitement du Renseignement Financier (UTRF)** — Morocco's Financial Intelligence Unit. Administers **Law 43-05 on Anti-Money Laundering** and receives Suspicious Transaction Reports.
- **Commission Nationale de Contrôle de la Protection des Données à Caractère Personnel (CNDP)** — enforces **Law 09-08 on the Protection of Personal Data**. Governs how the verification data is captured, stored, and disclosed.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Moroccan identities against an authoritative dataset?

Accepted Answer

**Yes — via the `mar_residential` Database Validation service** (`POST /v3/database-validation/` with `services=mar_residential`).

- **Source:** Morocco Residential — telco billing records and authoritative phone data.
- **Coverage:** ~20% of the adult population.
- **Price:** `$1.08 per successful query`.
- **Required inputs:** `first_name`, `last_name`, `address`. Optional `phone`. No user consent required.
- **Returns:** normalised `address`, `first_name`, `last_name` plus per-field `validation` outcomes.

The service is documented at `docs.didit.me/api-reference/database-validation/morocco/residential`. Pay-per-success, no contracts — you are not charged when the registry is unreachable or required fields are missing.

Question 6

Does Didit screen against the Moroccan AMMC Warnings register?

Accepted Answer

**Yes — on every AML Screening call.**

- Didit screens names against the global pool of 1,300+ sanctions, PEP, and adverse-media lists.
- Plus every Moroccan national list UTRF expects an obliged entity to monitor — **AMMC Warnings register**, **Parliament of Morocco PEP register**, **Cabinet PEP register**, **UTRF communiqué designations**, Bank Al-Maghrib sanctioned-counterparty circulars.
- AML Screening costs `$0.20` per check; Ongoing AML monitoring costs `$0.07 per user / year` and re-checks every customer daily — what UTRF-obliged institutions need for the periodic-review obligation under Law 43-05.

Question 7

How long does it take to integrate Didit in Morocco?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + Morocco Residential database — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Morocco stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Moroccan users?

Accepted Answer

**Arabic — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages with full right-to-left support; Moroccan users land on the Arabic flow by default, and French and English are live on the same flow for cross-language teams.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Morocco verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`mar_residential`** (Morocco Residential — telco billing records) — `$1.08` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Morocco surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Morocco

How identity verification works in Morocco.

Who supervises identity verification in Morocco.

BAM

AMMC

UTRF

CNDP

DGSN

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the Morocco Residential dataset.

Every Morocco document Didit accepts.

Civil-registry and AML coverage for Morocco.

Morocco Residential

AML lists screened in Morocco

Open a new country in one click. We do the hard work.

Common questions about Morocco.

Countries in Middle East & Africa

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Morocco