Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Nigerian regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Nigerian identity-verification flow:

- **Central Bank of Nigeria (CBN)** — sets remote-onboarding requirements for banks, payment service providers, and Other Financial Institutions under the CBN Financial Institutions Customer Due Diligence Regulations.
- **Securities and Exchange Commission (SEC Nigeria)** — capital-markets supervisor. Supervises Virtual Asset Service Providers under the 2022 Digital Assets Rules.
- **Nigerian Financial Intelligence Unit (NFIU)** — Nigeria's Financial Intelligence Unit. Receives Suspicious Transaction Reports under the **Money Laundering (Prevention and Prohibition) Act 2022**.
- **Nigeria Data Protection Commission (NDPC)** — enforces the **Nigeria Data Protection Act 2023**. Governs how the verification data is captured, stored, and disclosed.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Nigerian identities against NIMC and the BVN database?

Accepted Answer

**Yes — via two Database Validation services** on `POST /v3/database-validation/`.

- **`nga_national_id`** (`$0.08`, ~100% coverage) — name + 11-digit National Identification Number (NIN) cross-checked against the National Identity Management Commission (NIMC).
- **`nga_bank_verification_number`** (`$0.80`, ~100% banked-adult coverage) — name + 11-digit Bank Verification Number (BVN) cross-checked against the Nigerian banking industry database.

Both services accept the field name in the request, return a normalized match result, and are pay-per-success with no consent required.

Question 6

Is the NIN Slip accepted alongside the physical NIN-NIMC ID Card?

Accepted Answer

**Yes.** The paper / digital NIN Slip is the most widely circulating form factor in Nigeria, and Didit auto-classifies, captures, and OCR-parses both formats on the same hosted flow.

- The NIN-NIMC physical ID Card carries the cleanest OCR template.
- The NIN Slip is recognised via document-template detection; the 11-digit NIN is extracted with the same model.
- Both formats route through `nga_national_id` against NIMC — the authoritative-source check CBN expects regardless of which form factor the user presents.

Question 7

How long does it take to integrate Didit in Nigeria?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + NIMC NIN cross-check (plus optional BVN cross-check) — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Nigeria stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Nigerian users?

Accepted Answer

**English — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Nigerian users land on the English flow by default.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Nigeria verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`nga_national_id`** (NIMC) — `$0.08` per successful query.
- **`nga_bank_verification_number`** (BVN) — `$0.80` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Nigeria surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Nigeria

How identity verification works in Nigeria.

Who supervises identity verification in Nigeria.

CBN

SEC

NFIU

NDPC

NIMC

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against NIMC and the Nigerian banking industry.

Every Nigeria document Didit accepts.

Civil-registry and AML coverage for Nigeria.

Nigeria National ID (NIMC)

Nigeria Bank Verification Number (BVN)

AML lists screened in Nigeria

Open a new country in one click. We do the hard work.

Common questions about Nigeria.

Countries in Middle East & Africa

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Nigeria