Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Polish regulators sit on top of a digital onboarding flow?

Accepted Answer

Four supervisors sit on every Polish identity-verification flow:

- **KNF (Komisja Nadzoru Finansowego)** — Polish Financial Supervision Authority. Sets remote-onboarding requirements for banks, payment institutions, electronic-money institutions, and MiCA-licensed crypto-asset service providers under the **Polish AML Act** (Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu) — Poland's transposition of AMLD6.
- **GIIF (Generalny Inspektor Informacji Finansowej)** — General Inspector of Financial Information. Poland's Financial Intelligence Unit. Receives every suspicious activity report.
- **UODO (Urząd Ochrony Danych Osobowych)** — Polish Personal Data Protection Office. GDPR supervisor under the Polish Personal Data Protection Act.
- **KAS (Krajowa Administracja Skarbowa)** — National Revenue Administration. Handles tax-side cross-checks for Polish identity verification flows.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Polish identities against the Polish Credit Bureau?

Accepted Answer

**Yes — via the `pol_credit_bureau` Database Validation service** (`POST /v3/database-validation/` with `services=pol_credit_bureau`).

- **Source:** Credit Bureau in Poland (Biuro Informacji Kredytowej) supplemented with Collection Agency data.
- **Coverage:** ~50% of the adult population.
- **Price:** `$1.17 per successful query`.
- **Consent:** Required — the user must agree to the credit-bureau lookup before the call runs.
- **Required inputs:** `first_name`, `last_name`, `date_of_birth`, `address`.
- **Returns:** `address`, `first_name`, `last_name`, `full_name`, `date_of_birth`, `name_match_score`.

A complementary service rounds out the surface: **`pol_consumer`** (`$0.08`, ~10% coverage) for soft-signal verification against an aggregated Polish consumer dataset. Both are documented at `docs.didit.me/api-reference/database-validation/poland/`.

Question 6

Is Didit ready for MiCA-licensed Polish crypto-asset service providers?

Accepted Answer

**Yes.** KNF authorises crypto-asset service providers under MiCA with mandatory KYC + AML controls per the Polish AML Act.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Active Liveness** + **Face Match 1:1** for the tier-1 onboarding check.
- **`pol_credit_bureau`** Database Validation against the Polish Credit Bureau for higher-assurance flows.
- **AML Screening** ($0.20 per check) against the global 1,300+ pool plus every Polish regulatory watchlist named above and EU Consolidated Sanctions.
- **Wallet Screening (KYT)** at $0.15 per check for the on-chain exposure assessment MiCA + Travel Rule require.
- **Ongoing AML monitoring** ($0.07 per user / year) for the periodic-review obligation under the Polish AML Act.

Question 7

How long does it take to integrate Didit in Poland?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + the `pol_credit_bureau` database check — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Poland stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Polish users?

Accepted Answer

**Polish — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Polish users land on the Polish flow by default. Ukrainian and Russian are also live on the same flow to serve the large Ukrainian-resident population, alongside English for cross-border or expat users.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Poland verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`pol_credit_bureau`** (Polish Credit Bureau) — `$1.17` per successful query.
- **`pol_consumer`** — `$0.08` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Poland surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Poland

How identity verification works in Poland.

Who supervises identity verification in Poland.

KNF

GIIF

UODO

KAS

MSWiA

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the Polish Credit Bureau.

Every Poland document Didit accepts.

Civil-registry and AML coverage for Poland.

Poland Credit Bureau

Poland Consumer

AML lists screened in Poland

Open a new country in one click. We do the hard work.

Common questions about Poland.

Countries in Europe

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Poland