Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Romanian regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Romanian identity-verification flow:

- **Banca Națională a României (BNR)** — central bank and prudential supervisor for banks, payment institutions, and electronic-money issuers. Sets remote-onboarding requirements under **Regulamentul 9/2019** and the broader AML framework.
- **Autoritatea de Supraveghere Financiară (ASF)** — supervises securities firms, insurers, private pensions, and Crypto-Asset Service Providers under the Markets in Crypto-Assets Regulation (MiCA).
- **Oficiul Național de Prevenire și Combatere a Spălării Banilor (ONPCSB)** — Romania's Financial Intelligence Unit. Receives Suspicious Activity Reports under **Legea 129/2019** (AML Act).
- **Autoritatea Națională de Supraveghere a Prelucrării Datelor cu Caracter Personal (ANSPDCP)** — supervises the **General Data Protection Regulation (GDPR)** and **Legea 190/2018**.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Romanian identities against an authoritative registry?

Accepted Answer

**Yes — via the `rou_residential` Database Validation service** on `POST /v3/database-validation/`.

- **Source:** combined consumer and public records.
- **Price:** `$1.25 per successful query`.
- **Required inputs:** `first_name`, `last_name`, `address`.
- **Returns:** `address`, `first_name`, `last_name` match scores.
- **Consent:** not required.

The service is documented at `docs.didit.me/api-reference/database-validation/romania/residential`. The cartea de identitate and the new CEIe are both captured + OCR-parsed + chip-read on the same session via the Identity Document Verification module.

Question 6

Is Didit ready for a BNR Payment Institution authorisation in Romania?

Accepted Answer

**Yes.** Romania's **Banca Națională a României (BNR)** authorises every Payment Institution (PI) and Electronic-Money Institution (EMI) under **Regulamentul 9/2019** and the broader AML framework — every entity must run full Customer Due Diligence under Legea 129/2019.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Active Liveness** + **Face Match 1:1** for the tier-1 onboarding check.
- **`rou_residential`** Database Validation for the authoritative proof-of-address.
- **AML Screening** ($0.20 per check) against the global pool plus Romanian regulatory watchlists (ANSPDCP Warnings, National Assembly PEP register) and EU Consolidated Sanctions.
- **Ongoing AML monitoring** ($0.07 per user / year) for the periodic-review obligation, plus an ONPCSB Suspicious Activity Report evidence pack on every hit.

Question 7

How long does it take to integrate Didit in Romania?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + Romania residential database — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Romania stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Romanian users?

Accepted Answer

**Romanian — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Romanian users land on the Romanian flow by default. English, Hungarian, German, and Ukrainian are also live on the same flow for cross-border or expat users.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Romania verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`rou_residential`** — `$1.25` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Romania surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Romania

How identity verification works in Romania.

Who supervises identity verification in Romania.

BNR

ASF

ONPCSB

ANSPDCP

ANAF

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the Romania residential registry.

Every Romania document Didit accepts.

Civil-registry and AML coverage for Romania.

Romania Residential

AML lists screened in Romania

Open a new country in one click. We do the hard work.

Common questions about Romania.

Countries in Europe

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Romania