Identity verification
built for United States 
AAMVA-aggregated driver licences, U.S. passports, Green Cards, OFAC SDN on every AML — $0.33 full KYC, 500 free every month, no state surcharge.
Trusted by 2,000+ organizations worldwide.
How identity verification works in United States.
- Fraud landscape
- Three pressures shape U.S. identity fraud: synthetic-ID attacks fueled by leaked SSNs targeting neobanks, crypto on-ramps, and BNPL onboarding; AAMVA driver-licence forgery across all 50 state templates; and AI-generated deepfake injection on remote-onboarding flows for the licensed iGaming markets (NJ, PA, NY, MI, IL). Didit scores 200+ real-time fraud signals on every session — face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Bank Secrecy Act (BSA)
- FinCEN CDD Final Rule
- OFAC SDN screening
- USA PATRIOT Act § 326
- Corporate Transparency Act
- CCPA / CPRA + state privacy laws
Who supervises identity verification in United States.
FinCEN
Financial Crimes Enforcement Network — Treasury bureau that administers the Bank Secrecy Act, the Customer Due Diligence Rule, and the Corporate Transparency Act beneficial-ownership regime.
OFAC
Office of Foreign Assets Control — issues the Specially Designated Nationals (SDN) sanctions list screened on every Didit AML check, plus consolidated program lists.
CSBS / State MTRs
Conference of State Bank Supervisors — coordinates ~60 state Money Transmitter Licences (MTLs) supervised through the Nationwide Multistate Licensing System (NMLS).
SEC + FINRA
Securities and Exchange Commission and Financial Industry Regulatory Authority — securities + broker-dealer supervision under the Securities Exchange Act and FINRA Rule 3310 AML programs.
CFPB
Consumer Financial Protection Bureau — supervises consumer financial products under the Consumer Financial Protection Act.
FTC + State AGs
Federal Trade Commission and state Attorneys General — enforce the Red Flags Rule, CCPA/CPRA in California, and emerging state privacy regimes (VCDPA, CPA, CTDPA).
Four modules. One verification.
Capture and read the ID.
Captured on any phone — auto-classified, OCR-parsed, and template-verified.
- Works for every primary U.S. credential — state Driving Licence and State ID (PDF417 barcode decoded, AAMVA-aggregated, Real ID Act flagged), U.S. Passport (NFC chip read on e-Passport), Passport Card, Permanent Resident Card, and Employment Authorization Document.
- Returns the name, document number, date of birth, address, and expiry.
- Driving Licence — all 50 states + DC + 5 territories
- U.S. Passport · Passport Card
- Green Card · Employment Authorization Document
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows — user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
Didit screens the user's name against the global pool of 1,300+ sanctions, Politically Exposed Persons (PEP), and adverse-media lists, plus every U.S. federal regulatory watchlist:
- Office of Foreign Assets Control (OFAC) — SDN and Blocked Persons List.
- Office of Foreign Assets Control (OFAC) — Non-SDN Consolidated Sanctions List.
- FinCEN — Money Laundering Concerns List.
- Bureau of Industry and Security (BIS) — Denied Persons List, Entity List, Unverified List, and Military End User List.
- Department of State — Nonproliferation Sanctions, Cuba Restricted List, and Terrorist Exclusion List.
- Department of Homeland Security (DHS) — UFLPA Entity List.
- International Trade Administration (ITA) — Consolidated Screening List (CSL).
- Department of Justice — CyberCrime and enforcement actions.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media — see the docs for the full module surface.
Cross-check against U.S. credit-header and government records.
After the ID is captured, Didit cross-checks the name + date of birth + address against seven authoritative U.S. datasets so you know the person actually exists at the address they claimed.
- `usa_states_death_check` ($0.05) — Social Security Death Master File, the cheapest fraud gate to run first.
- `usa_states_credit_bureau` ($0.11, ~90% coverage) — aggregated credit-header data; name + DOB + address + optional SSN matching.
- `usa_states_financial_services` ($0.19, ~85% coverage) — aggregated government + public + background records tuned for financial-services CDD.
- `usa_states_residential` ($0.54, ~90% coverage) — full address-verification rigor for high-risk flows.
- `usa_states_phone` ($0.30) and `usa_states_phone_2` ($0.52, >90% coverage) — telco-billing and MNO phone matching.
- `usa_states_consumer` ($0.08) — lead-generation consumer database for supplementary coverage.
All seven services are documented at docs.didit.me/api-reference/database-validation/united-states/ — pay-per-success, no contracts.
Cross-check against U.S. credit-header and government records — see the docs for the full module surface.
Every United States document Didit accepts.
Civil-registry and AML coverage for United States.
United States — Death Check (SSDMF)
Source: Social Security Death Master File. $0.05 per successful query. Coverage 100% of recorded deaths.
United States — Consumer
Source: Lead-generation aggregated consumer database. $0.08 per successful query. Coverage ~5% of adult population.
United States — Credit Bureau
Source: Aggregated credit-header data. $0.11 per successful query. Coverage ~90% of adult population.
United States — Financial Services
Source: Aggregated government + public + background records. $0.19 per successful query. Coverage ~85% of adult population.
United States — Phone (telco billing)
Source: Telco billing records. $0.30 per successful query. Coverage >50% of U.S. phone lines.
United States — Phone 2 (MNO)
Source: Mobile network operator records. $0.52 per successful query. Coverage >90% of mobile lines.
United States — Residential
Source: Aggregated government + public + professional records. $0.54 per successful query. Coverage ~90% of adult population.
AML lists screened in United States
1,300+ sanctions, Politically Exposed Persons (PEP), and adverse-media lists, plus the country's regulatory watchlists and PEP registries.
Open a new country in one click. We do the hard work.
Common questions about United States.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.